Business Intelligence

Get the Credit Card Application Status

As the popularity of online payments is increasing every other day, credit cards are becoming a necessity. In India, the number of people who use credit cards is growing rapidly. As of August 2020, India has 57.8 million credit card users, which was at 22.7 million at the end of 2015.

Securing a credit card is not a challenging task these days. It’s easy to apply and track the credit card application status online. However, you can even check the application status offline as well.

How to Apply for a Credit Card?

Let’s check how to apply for a credit card.

Both online and offline options are available to apply for a credit card. To apply for a credit card, you need to produce a few documents like income proof, address proof, ID proof, etc. If you’re using the online option, then keep soft copies of all documents ready in advance. 

To apply online, visit the official site of the card issuer and follow the steps given below. Remember, the application process may vary slightly from issuer to issuer; however, the most common steps are:

  • The issuer may offer multiple types of cards. Hence, explore all options.
  • Shortlist those cards that are in line with your needs.
  • Compare their charges, features, and benefits.
  • Pick the one that suits you the most.
  • To apply for a credit card, first of all, you need to register yourself with the card issuer using either your mail id or phone number.
  • You will get an OTP to validate your registration.
  • Now you can apply for the credit card of your choice by filling the form. To complete the application process, you need to upload the necessary documents. 
  • Click on the ‘Submit’ button.

To apply for the credit card offline, visit the nearby office of the credit card issuer with all the necessary documents. There, a branch executive will help you to follow the application procedures. 

Upon completing the application process, you’ll receive a message from the card issuer that contains the reference number and application number. These numbers will be necessary for all future correspondence with the credit card issuer. So, save the message or note them down. 

How to Check Your Credit Card Application Status?

Your application may take a couple of days to reflect in the system of the issuer. Hence, request for the credit card application status only after a day or two.

You can check the status of your credit card application offline either by calling the issuers’ toll-free number or visiting the nearby office of the issuer.

To check the application status online as follows:

  • Visit the official website of the credit card issuer and then go to the application status page. 
  • You can check your credit card application status by submitting any of the following information: 
    • Mobile number
    • Email id
    • PAN number
    • Application reference number
    • Application number
    • Date of birth
    • Check whether you’ve entered the information correctly or not.
    • Click on the ‘Submit’ button.
    • Now you may get one of the following statuses: 
      • Disapproved
      • In-progress
      • Approved
      • Dispatched
      • On-hold
      • No records found
  • ‘Disapproved’ status indicates that you’re not meeting the eligibility criteria of the issuer.
  • ‘In-progress’ shows your application is still under process. So, recheck the status after a couple of days.
  • ‘Approved’ implies your application has been processed successfully. Usually, on approval, you will get an email from the credit card issuer.
  • ‘Dispatched’ signifies your credit card has been shipped to your mailing address. Typically, after dispatch, you will receive either an email or an SMS indicating the tracking id or Airway Bill Number.
  • ‘On-hold’ status shows the issuer needs more information or documents to process your application.
  • If your credit card application status shows ‘No records found, then you might have entered the wrong information.

How to Activate a New Credit Card?

There are various ways to activate a credit card. One of the easiest ways to activate a new

As the popularity of online payments is increasing every other day, credit cards are becoming a necessity. In India, the number of people who use credit cards is growing rapidly. As of August 2020, India has 57.8 million credit card users, which was at 22.7 million at the end of 2015.

Securing a credit card is not a challenging task these days. It’s easy to apply and track the credit card application status online. However, you can even check the application status offline as well.

How to Apply for a Credit Card?

Let’s check how to apply for a credit card.

Both online and offline options are available to apply for a credit card. To apply for a credit card, you need to produce a few documents like income proof, address proof, ID proof, etc. If you’re using the online option, then keep soft copies of all documents ready in advance. 

To apply online, visit the official site of the card issuer and follow the steps given below. Remember, the application process may vary slightly from issuer to issuer; however, the most common steps are:

  • The issuer may offer multiple types of cards. Hence, explore all options.
  • Shortlist those cards that are in line with your needs.
  • Compare their charges, features, and benefits.
  • Pick the one that suits you the most.
  • To apply for a credit card, first of all, you need to register yourself with the card issuer using either your mail id or phone number.
  • You will get an OTP to validate your registration.
  • Now you can apply for the credit card of your choice by filling the form. To complete the application process, you need to upload the necessary documents. 
  • Click on the ‘Submit’ button.

To apply for the credit card offline, visit the nearby office of the credit card issuer with all the necessary documents. There, a branch executive will help you to follow the application procedures. 

Upon completing the application process, you’ll receive a message from the card issuer that contains the reference number and application number. These numbers will be necessary for all future correspondence with the credit card issuer. So, save the message or note them down. 

How to Check Your Credit Card Application Status?

Your application may take a couple of days to reflect in the system of the issuer. Hence, request for the credit card application status only after a day or two.

You can check the status of your credit card application offline either by calling the issuers’ toll-free number or visiting the nearby office of the issuer.

To check the application status online as follows:

  • Visit the official website of the credit card issuer and then go to the application status page. 
  • You can check your credit card application status by submitting any of the following information: 
    • Mobile number
    • Email id
    • PAN number
    • Application reference number
    • Application number
    • Date of birth
  • Check whether you’ve entered the information correctly or not.
  • Click on the ‘Submit’ button.
  • Now you may get one of the following statuses: 
    • Disapproved
    • In-progress
    • Approved
    • Dispatched
    • On-hold
    • No records found
  • ‘Disapproved’ status indicates that you’re not meeting the eligibility criteria of the issuer.
  • ‘In-progress’ shows your application is still under process. So, recheck the status after a couple of days.
  • ‘Approved’ implies your application has been processed successfully. Usually, on approval, you will get an email from the credit card issuer.
  • ‘Dispatched’ signifies your credit card has been shipped to your mailing address. Typically, after dispatch, you will receive either an email or an SMS indicating the tracking id or Airway Bill Number.
  • ‘On-hold’ status shows the issuer needs more information or documents to process your application.
  • If your credit card application status shows ‘No records found, then you might have entered the wrong information.

How to Activate a New Credit Card?

There are various ways to activate a credit card. One of the easiest ways to activate a new credit card is by inserting it in an issuing bank’s ATM and following the steps. Apart from this, you can either use the internet banking service of the issuing bank or call their toll-free number to activate your new credit card.

Summary

It’s wise to apply online for a credit card as it’s swift and easy. Your offline application may take more time compared to online for processing and approval. Bajaj Finserv RBL Bank SuperCard offers unique benefits to its customers. Applying and checking the status of Bajaj Finserv RBL Bank SuperCard is super facile.

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